Add Money to Account
UPI · Net banking · Card · Branch cash · Cheque
Add money
🔗 Synced with bank staff: requests submitted here appear instantly in the bank staff approval queue; approvals made there show back here.
Methods
| Method | Time | Limit |
|---|---|---|
| UPI / Net banking / Card | Instant | As per limits |
| Cash at branch | Instant after teller posts | PAN ≥ ₹ 50,000 |
| Cheque | 1–2 working days | Clearing |
How it flows
CustomerChooses method
➜
SystemAuth + limit check
➜
Bank CoreCredits account
➜
SystemSMS + receipt
Withdraw Money
ATM · Branch counter · Cardless cash · Transfer
Withdraw
Limits
| Mode | Daily limit |
|---|---|
| ATM | ₹ 40,000 |
| Cardless cash | ₹ 10,000 |
| Branch counter | Up to ₹ 10 L · ID required |
| Transfer | As per mode |
How it flows
CustomerSlip / OTP
➜
TellerChecks balance & signature
➜
Branch MgrApproves above limit
➜
TellerPays cash
➜
SystemDebit + SMS
Link UPI with your Bank Account
5-step secure registration
1. Verify SIM2. Account3. UPI ID4. UPI PIN5. Done
SIM / device binding
The app sends an SMS from this phone to verify the registered mobile number is on this SIM. Only then is the device bound.
Select bank account
Accounts are fetched from the bank using your mobile number.
Create UPI ID
Suggestions: sunita.p@kmcbank sp1992@kmcbank
Set UPI PIN
PIN is entered on a secure NPCI screen and never stored by the bank app.
Done
UPI ID createdActive
Device boundThis phone
Daily limit₹ 1,00,000
My UPI
My QR
sunita@kmcbank
Scan to pay Sunita Patil
Active
Scan to pay Sunita Patil
Active
Limits & controls
Per transaction₹ 1,00,000
Per day₹ 1,00,000
Linked accounts1
AutoPay mandates2 active
UPI payment flow
CustomerScans QR, enters amount
➜
NPCIRoutes request
➜
Bank CoreChecks PIN & debits
➜
NPCICredits beneficiary bank
➜
SystemSMS to both