Open a Savings / Current Account Online

6 steps ยท paperless e-KYC ยท takes ~5 minutes

1. Mobile2. Personal3. KYC4. Account5. e-Sign6. Review
Mobile is verified by OTP. An Aadhaar-linked mobile enables instant e-KYC.

KYC Documents (auto-fetched)

๐Ÿชช Aadhaar e-KYC (UIDAI / DigiLocker)Verified โœ“
๐Ÿ’ณ PAN (NSDL check)Verified โœ“
๐Ÿ“ธ Live selfie / photo matchMatched 96%
โœ Signature specimenUploaded
๐Ÿ  Address proofFrom Aadhaar
Documents are encrypted on upload. Aadhaar is stored masked (XXXX XXXX 4821).

Include: Debit card Net banking UPI SMS alerts

Video KYC & e-Sign

๐ŸŽฅ Video KYC with bank officerScheduled 11:30
๐Ÿ“ Terms & conditions acceptedDone

Review

Account typeSavings
BranchKarad Main
Initial depositโ‚น 5,000
NomineeMeena Salunkhe
After submission: Teller verifies KYC โ†’ Branch Manager approves โ†’ account number is issued by SMS/email.

Account Types

Savings

Min. balanceโ‚น 500
Interest3.50%
Best forIndividuals

Salary

Min. balanceZero
Interest3.50%
Best forEmployees

Current

Min. balanceโ‚น 10,000
Interestโ€”
Best forBusiness

Minor

Min. balanceโ‚น 500
Interest3.50%
Best forUnder 18 (guardian)

Senior Citizen

Min. balanceโ‚น 500
Interest3.75%
Best for60+ years

Zero-balance (BSBD)

Min. balanceZero
Interest3.50%
Best forBasic / Jan Dhan

Application Status

Live from staff dashboards

Timeline

CustomerSubmitted
โžœ
TellerKYC verification
โžœ
Branch MgrApproval
โžœ
Bank CoreAccount no. generated
โžœ
SystemSMS ยท card ยท passbook